Sex chat that takes american express
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WHAT SYSTEM IS AMEX USING TO REVIEW PEOPLE'S CREDIT???
I quickly went and pulled up my Experian credit report, because the representative said that AMEX had obtained all this information through them. I have a 728 credit score, no balances unpaid, no delinquencies, no NOTHING.I love to get dressed up and socialize with people who are intelligent deep thinkers, enjoying the ambience of a fine restaurant and a glass of wine - and I love to wear jeans- go 4 wheeling or go to the drag races then later sit around a campfire and have a beer and tell inappropriate jokes and laugh my a off.BEVERLY HILLS, CALIFORNIA -- I have been a customer with AMEX for the past three years.contact web page: Amex has gone to the Federal government and changed their structure to a commercial bank in order to participate in the federal bailout, then they should be held accountable for their own sworn testimony just a few months ago...Amex has done exactly what they said they don't do in their sworn testimony - they have implemented rate increases ...QUOTING DIRECTLY FROM THE TRANSCRIPT ( financialsvcs_dem/sharnak041708.pdf) "There are a number of practices we simply do not do: - We do not increase an individual customers interest rate -- or APR -- for any reason other than the customer's performance on that particular account.
If you are an American Express Cardmember, your interest rate will be increased to a penalty rate only if you violate the terms and conditions on that specific American Express account." "Recently, many have raised concerns that credit card customers have not seen the benefits of recent rate reductions by the Federal Reserve.( a ) not because of a specific account performance issue, ( b ) with less than 45-days notice, ( c ) without the ability to opt-out, ( d ) claimed that their cost of funds is a rationale in raising rates Here is the sworn testimony from Larry Sharnak.Executive Vice President and General Manager, Consumer Cards, American Express Company Before the House Financial Services Subcommittee on Financial Institutions and Consumer Credit Hearing on H. 5244, the Credit Cardholders' Bill of Rights Act of 2008 (4/17/2008)...Your account was reviewed using a consumer credit scoring system that evaluated the information in your file at the consumer reporting agency named below. Additionally, if you do not pay your account in a timely manner, your account may be referred to a collection agency." Now you can imagine how upset I was.The information provided by the consumer reporting agency included the following factors from your credit report that affected our decision: Too many accounts with balances. I called AMEX immediately and after spending about four hours on the phone with them, NO ONE could tell me why my account was cancelled.My credit score is high, I have no delinquencies or unpaid accounts.